Q. I am the HR Manager of a well-known North-East employer. I am responsible for ensuring our compliance with the auto-enrolment / workplace pensions regime and I read with interest therefore your answer to a recent question regarding an expected “capacity crunch” amongst pension providers. I recently approached a pension adviser to source a suitable scheme… Read more »
Q. I am the Finance Director of a medium-sized employer. I have been tasked with ensuring my company’s compliance with the auto enrolment regime when we reach our staging date in early 2014. I was concerned to see a recent newspaper headline that talked about an expected “capacity crunch” amongst pension providers next year, when small… Read more »
Q. I am approaching retirement and I have modest pension savings. I had intended to purchase an annuity from the insurer who administers my personal pension, however I saw a newspaper headline recently that suggested annuity rates can vary significantly between insurers. Is this correct and, if so, what can I do to ensure that… Read more »
Q. I am the HR Manager of a medium-sized local business. I have been tasked (together with my Finance Director) with ensuring my company’s compliance with the new obligations to auto-enrol staff into a workplace pension. Whilst we had been quite relaxed about introducing such a pension scheme and making the obligatory contributions to our… Read more »
Q. My mother died recently, leaving her estate to me and my two younger sisters (in equal shares). I have an older brother who is disabled and who lived with my mother. My mother’s will did not provide for my brother (primarily because he is in receipt of benefits) but my mother left my sisters… Read more »
