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Your Money Queries – 10th April

April 10th 2015  ·  Trevor Clark  ·  
  • Bond
  • Pensions
Trevor Clark

Q. I am 55 in August and have been looking at the new Pension Flexibility rules. I do not work at present, but have a deferred pension in a Final Salary scheme. Can I get the value out from it?     A. Unfortunately I do not have enough information to answer your question definitively. The new rules were… Read more »

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Your Money Queries – 13th March

March 13th 2015  ·  Trevor Clark  ·  
  • Bond
  • Tax
  • Trusts
Trevor Clark

Q. What is the Marriage Allowance for tax purposes? A. HMRC has released further details of what is now being called the Marriage Allowance but was previously launched as the “Transferable income tax allowance”. This is the ability for one spouse (or civil partner) to transfer up to 10% of the personal allowance (or £1,060) to their… Read more »

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Your Money Queries – 6th February

February 6th 2015  ·  Trevor Clark  ·  
  • Bond
  • News
Trevor Clark

Q. I have heard that it is possible that inflation will become negative in future and this could be a bad thing.  Can you explain why it is not good for things to become cheaper? A. Deflation is the term for the opposition of inflation, and relates to prices becoming lower year on year.  Based on the… Read more »

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Your Money Queries – 19th December

December 19th 2014  ·  Trevor Clark  ·  
  • Bond
  • Investments
  • Pensions
Trevor Clark

Q. I have a Building Society Bond maturing at the end of December with a reinvestment option at an interest rate of 1.55% gross for a further year. This does not sound very good. Are there any better options? I am 72 and a non tax payer so I have been getting my interest paid… Read more »

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