Q. I am the HR Manager of a medium-sized local business. I have been tasked (together with my Finance Director) with ensuring my company’s compliance with the new obligations to auto-enrol staff into a workplace pension. Whilst we had been quite relaxed about introducing such a pension scheme and making the obligatory contributions to our… Read more »
Q. My mother died recently, leaving her estate to me and my two younger sisters (in equal shares). I have an older brother who is disabled and who lived with my mother. My mother’s will did not provide for my brother (primarily because he is in receipt of benefits) but my mother left my sisters… Read more »
Q. I have received a letter from my ISA provider stating that the number of funds in which I can invest has increased, however I cannot tell which additional funds have been added. Can you offer any assistance, please? A. It is impossible for me to tell you which funds have been added without seeing… Read more »
Q. I am the FD and a shareholder of my family-owned business. I have received an approach from a firm of “specialist pensions advisers” extolling the benefits of using my pension to invest in my business. I am conscious that there are circumstances when this can be done but I am also mindful of an… Read more »
Q. I am a deferred member of a final salary pension scheme (my employer having closed the scheme to future accrual approximately two years ago). I have received a letter that states that my employer is conducting an “early retirement exercise” and that they wish to make me an offer as part of that exercise. … Read more »
