There are a number of reasons why a person may choose to invest, but in broad terms, they have one of two objectives – to invest for growth or to receive an income. Regardless of whether you are investing for a specific goal in mind, such as your child’s education expenses, or merely to build on what you have accumulated, we are able to provide the investment advice to meet your needs.
Our investment management service is based upon academic research, which spans 60 years. It is designed to minimise unnecessary risk and to reduce investment costs, thereby enhancing returns.
We offer the best investment advice to help our clients make the most of their money by taking the time to understand their current financial position, aspirations and tolerance to risk. We will evaluate your current investments and will not recommend changing your current investment portfolio unless it is in your interests to do so.
The investment management process involves the production of a tailored financial plan, including a cash-flow model where appropriate. We will advise you of a suitable asset allocation and appropriate tax wrappers where relevant, reflecting your specific attitude to risk and taking account of applicable tax planning considerations.
Having presented our recommendations to you, we will discuss these comprehensively with you, ensuring that you understand the issues raised, and agree an investment strategy and how it will be implemented. We will then execute that investment strategy, establishing any new arrangements and completing the documentation on your behalf.
We will review your investments with you at an agreed timescale and re-balance your portfolio where appropriate.
The value of your investment can go down as well as up and you may get back less than you have invested.